2026 Calculator
Wedding Insurance Calculator
Estimate your wedding coverage costs
Legal Disclaimer
This estimate is based on projected 2026 data and industry averages. Actual premiums vary by insurer, location, and individual factors. Consult a licensed insurance agent for accurate quotes.
*Based on estimated 2026 projections. Data may not reflect real-time legislative changes.
FAQ
How much does wedding insurance cost in 2026?
Wedding insurance costs $150-$500 for a one-time policy, depending on coverage limits and wedding budget. Basic cancellation coverage starts around $150, while comprehensive policies with liability can cost $300-$500+.
What does wedding insurance cover?
Wedding insurance typically covers cancellation/postponement (due to weather, illness, venue closure), liability (guest injuries, property damage), vendor no-shows, lost deposits, damaged attire, and gift protection. COVID-related cancellations may require specific add-ons.
When should I buy wedding insurance?
Purchase wedding insurance as soon as you start making deposits, ideally 12-18 months before the wedding. Most policies can be purchased up to 14 days before the event. Earlier purchase provides longer coverage for cancellation scenarios.