Coverage Guide
Wedding Insurance Guide
Budget tiers and coverage options
Wedding Budget Tiers
| Tier | Description | Rate Factor |
|---|---|---|
| Budget ($10K-$25K) | Small/intimate | ×0.8 |
| Average ($25K-$50K) | Standard wedding | ×1 |
| Premium ($50K-$100K) | Upscale event | ×1.3 |
| Luxury ($100K+) | Destination/lavish | ×1.6 |
Coverage Options
Cancellation/Postponement
Weather, illness, vendor no-show
Liability
Guest injury, property damage
Gift Coverage
Loss or damage to gifts